Is voice set to start a new banking conversation? The emergence of digital challengers has changed the banking landscape in the UK and Europe. With their focus on customer experience and flexibility, these new...
Will national cryptocurrencies change how we think about virtual currency? Cryptocurrencies have been gaining momentum for some time, with wildly fluctuating valuations and various initial coin offerings. And now, with the likes of Facebook announcing...
How well do you Know Your Customer? The concept of Know Your Customer (KYC), which describes the process of verifying the identity of customers and assessing their legitimacy as a client, is...
Could SME-focused banks be the future of lending for small firms? The lending options SME’s now have at their disposal is more varied than ever before, with numerous players offering innovative finance options. The availability...
News Round-up: Stripe hits $35 billion valuation, HSBC changes focus with record SME loan fund, Starling Bank launches SME-focused service Here are the week’s main news stories in the world of small business and digital payments: Stripe valued at $35 billion following new funding...
How the challengers are changing the way we bank Since first emerging in the UK several years ago, challenger banks have had a significant impact on the financial services landscape. Many are demonstrating strong...
News Round-up: Non-cash payments continue upward trend, more SMEs chasing finance, fintechs to increase share of bank payments revenue Here are the week’s main news stories in the world of small business and digital payments: Banks see Open Banking as a challenge as...
Cryptocurrencies: Are they the future of digital banking? Cryptocurrencies may have once been the preserve of early-adopters and currency speculators, but now virtual currencies have matured, they are increasingly being embraced by the...
News Round-up: SME-focused bank gets green light, small business banking habits revealed, digital payments competition announced Here are the week’s main news stories in the world of small business and digital payments: SME bank Allica granted banking licence SME-focused bank...
Can SMEs save the world with a new approach to finance? Companies of all sizes are aware of the pressing and inescapable need to reduce their environmental impact, with SMEs uniquely placed to be able make...
News Round-up: European mobile payment systems to collaborate on contactless payments, SME export competition launched, TSB and Square partner for SME services Here are the week’s main news stories in the world of small business and digital payments: European mobile payment systems to collaborate on contactless...
How AI is shaking up payments Any mention of artificial intelligence (AI) seems to be immediately followed by talk of how the technology is set to transform business as we know...
The future of the digital payments market While cash might not be dead just yet, there's no debate that digital payments are the future – and all types are set to skyrocket in...
Digital payments trends from around the world Digital payments are growing all across the world – but just not in the same way. From one country to the next, the types and use...
News Round-up: Small business owners not taking time off, cyberattacks costing SMEs, Ikea launches e-commerce in India Here are the week’s main news stories in the world of small business and digital payments: Small business owners take just 15 days off...
The death of cash: The future beyond cards Since the ancient Greeks began minting the first coins over 2,500 years ago, cash has remained a staple of doing business all over the...
News Round-up: SME cash flow struggles, Singapore government digital payments, cashless society by 2024 Here are the week’s main news stories in the world of small business and digital payments: Almost half of UK SMEs struggle with cash...
Fighting fraud with digital payments The world of digital payments is founded on trust: customers need to trust that any time they send money it will arrive, and won't get...
How the government is tackling late payments Small businesses are one of the motors driving the UK economy, accounting for £2 trillion of turnover each year. Despite their economic heft, SMEs are...
News Round-up: Living wage impacts small business plans, UK strong customer authentication delay confirmed, business rates overhaul urged Here are the week’s main news stories in the world of small business and digital payments: Small businesses feel impact of living wage requirements...
Guide to Open Banking In today's information age, the way financial services data is handled seems to be swimming against the tide. While any number of industries have been...
Embracing cryptocurrency for virtual banking As we recently discussed, the concept of e-money is beginning to evolve with cryptocurrencies gaining momentum as a legitimate alternatives are backed by currency issued...
The factors driving digital payment uptake We know that digital payments are pushing physical cash and cheques out of the picture when it comes to monetary transactions. This is largely fuelled...
News Round-up: Calls for emergency Brexit budget for small businesses, UK set to delay Strong Customer Authentication requirements, Starling Bank closes in on one million customers Here are the week’s main news stories in the world of small business and digital payments: Small firms call for emergency Brexit budget The...
What digital transformation means for small businesses Technology is part of every organisation, whether it's a small family-run business or a multinational that employs thousands of people. Whatever the size of a...
